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In the United Kingdom, an individual voluntary arrangement (IVA) is a formal alternative for individuals wishing to avoid bankruptcy. The IVA was established by and is governed by Part VIII of the Insolvency Act 1986 and constitutes a formal repayment proposal presented to a debtor's creditors ... Read Article
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Debt Consolidation - Wikipedia, The free Encyclopedia
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GETTING OUT OF DEBT
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Help With debt Fact Sheet - Citizens Advice Bureau
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